#Frank holton amp co trumpet professional#

I put my 2 bass trombones, my euph, my tuba, and my daughter's MacBook on a rider to my homeowner's. Not one you'd want to learn after trying to make a claim for a horn stolen while you were playing the one 'for-pay' job you do a year.

How do you define 'make money?' Good question. Some insurers cover instruments UNLESS you make money with them. look in the 'fine print' for such things as non-coverage for 'professional equipment.' You have to REALLY understand your policy. for those who THINK their instruments are covered under a homeowners policy or a personal articles rider, READ THE FINE PRINT, 'cuz that CAN and WILL trump whatever your insurance agent or your insurance company's representative tells youeven if you get it in writingregarding whether or not you're covered. (Disclosure: I have a policy with MusicPro.) These policies are 'All Risk' and cover rental reimbursement, loss of income, and a lot of other stuff that 'personal articles' policies don't cover.

#Frank holton amp co trumpet professional#

for those who THINK their instruments are covered under a homeowners policy or a personal articles rider, READ THE FINE PRINT, 'cuz that CAN and WILL trump whatever your insurance agent or your insurance company's representative tells youeven if you get it in writingregarding whether or not you're covered.Ĭlarion Insurance and MusicPro Insurance specialize in insuring professional musicians' instruments. Guess its time to make a decision.įor those who have the trombone(s) covered under home owner's policy only, check on the amount of the deductible. It was suggested we look into a separate 'personal article' policy, costing $$ a year that would not have any deductible. Quote from: sly fox on Mar 10, 2009, 07:51AMI just checked with my insurance and found that our three trombones would be covered under our home owner's policy but we would have a $$$ deductible on each trombone.